OnshoreKare Parent Visitor Health Risk Score™
A quick way to understand medical risk for parents or older relatives visiting the U.S. and how much protection they may need.
If your parents or older relatives are visiting the U.S., you want them to be safe—and you don’t want unexpected
medical costs to become a burden. This tool looks at age, health history, and trip details to estimate overall
medical risk during their visit. It is a guide to help you compare visitor insurance options, not a guarantee of
coverage or claim approval.
OnshoreKare Parent Visitor Health Risk Score™
Parent Visitor Health Risk Score FAQs
What is the Parent Visitor Health Risk Score?
The Parent Visitor Health Risk Score is a simple framework that looks at age, health history, trip duration,
and support in the U.S. to group your parents’ visit into lower, moderate, or higher medical risk. It helps
you decide what level of visitor insurance may be appropriate.
Does a higher score mean my parents cannot travel to the U.S.?
No. A higher score does not mean they cannot travel—it simply means the likelihood of needing medical care is
higher. In those cases, it becomes more important to consider plans that specifically address pre-existing or
ongoing conditions and to choose higher coverage limits.
How are suggested plans chosen for my parents?
Your total score and your answers about pre-existing conditions determine which group of plans appears.
Lower-risk parents may see standard visitor plans, while parents with more complex medical histories are mapped
to plans that more directly address pre-existing or ongoing conditions.
© OnshoreKare – Visitor & Travel Insurance for U.S. Travelers
